Every final walk already carries an open-item allowance — a number set once, in a checklist template, and never checked against what closing week actually costs. Nobody joins the walk findings to the trade invoicing system until the re-trip bill lands, so a heavy punch list shows up as a scramble at closing, not a QA decision made before the crew leaves site.
Every over-threshold home compared against the standard the checklist already promised. The gap is traced to a driver — a re-trip charge, a materials line, a closing delay — so a superintendent can escalate this week, not explain a closing-week scramble after the fact.
A second trip billed to close out a punch-list item beyond the checklist standard. The largest single driver.
Replacement materials and rework for defects caught late at the final walk.
Days lost to possession when an unresolved item pushes the closing date.
Priced separately in the warranty recurrence model. Not double-claimed here.
The rest of this model — the data sets it runs on, the cause split, the working behind the reference figure and a sample output — goes out by email. Two fields, nothing else.